With FOLIOs, you retain all of the control that comes with owning individual stocks. So for example , you may be a long-term investor interested in a large cap portfolio. You can buy a FOLIO comprised of the 30 stocks in a Dow Jones Industrial Average, but you may not want to invest in tobacco stocks. With FOLIO you can remove the tobacco stock and buy the Dow 29. You don’t get that kind of flexibility with a mutual fund.



                                 What's In A Folio?




FOLIOs can be created based on sectors, indices, geography and risk levels. There are over 100 different pre-packaged “starting points”. Security selection is for the most part, based on quantitative investment criteria such as market capitalization, price-to-book ratios, industry sectors and other measures. We can also build FOLIOs from the ground up, stock-by-stock. Either way, the securities that you can place in FOLIOs are from a universe of the most widely held securities in America, such as

• U.S. Domestic Equities
• Exchange Traded Funds
• Closed-end Bond Funds
• American Depository Receipts
• Real Estate Investment Trust

                                 Adjust Your Folios
                      

We can modify your FOLIOs as often as you want, buying and selling specific stock or exchanging FOLIOs for entirely new ones.



                                 Maintain Control With Automatic Stock Exclusions



For some investors, customization means choosing not to invest in certain stocks or industries. For example, an investor might choose to exclude the stock of an employer where he/she already holds a substantial interest by virtue of stock options. We can set up exclusions for the entire industry of specific companies. Any stock exclusion you choose to implement will be made automatically until you change your profile. This serves as a safety net against unwanted securities being added to your investment portfolio.