We do financial planning and investment advising. As a financial planner we charge up to $250 per hour, depending on the complexity of your financial situation, for consultations. We will give you advice on your financial concerns including, but not limited to: investments, taxes, insurance, retirement and estate planning. You are the sole determinate of how many hours of financial counseling you’ll need, and you can terminate at any time. As an investment advisor we manage your accounts for a percentage of the assets under our management. The annual fee ranges from ˝ of 1% to 2%, depending on the size and complexity of your account. The fee is paid quarterly, at the start of each quarter. If you wish to terminate our association- and you can do so at any time- any prepaid fees will be promptly refunded to you on a pro-rated basis. Additionally, we may select and monitor other money managers (registered in Connecticut) on your behalf. When we do so the other money managers pay us a portion of the fees generated by the referred clients-clients do not pay us directly for this service.